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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,590 | $100,938+32.3% | $90,461+47.7% | $158,982-16.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 17.03% | 1727.20%-1710.2pp | 1294.76%-1277.7pp | 302.99%-286.0pp |
| Employer contribution / active EE | $2,700 | $3,691-26.9% | $3,264-17.3% | $4,763-43.3% |
| Participant deferral / active EE | $6,484 | $4,350+49.1% | $3,964+63.6% | $5,983+8.4% |
| Admin fee / account holder | $1,866 | $6,510-71.3% | $5,617-66.8% | $11,252-83.4% |