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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,185 | $96,678+91.5% | $86,640+113.7% | $139,466+32.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 17.96% | 106.69%-88.7pp | 592.52%-574.6pp | 373.66%-355.7pp |
| Employer contribution / active EE | $8,538 | $3,265+161.5% | $3,024+182.3% | $4,754+79.6% |
| Participant deferral / active EE | $7,914 | $4,837+63.6% | $4,438+78.3% | $6,712+17.9% |
| Admin fee / account holder | $9,305 | $6,410+45.2% | $5,616+65.7% | $11,409-18.4% |