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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,631 | $70,366+236.3% | $66,674+254.9% | $138,895+70.4% |
| Participation rate | 95.7% | 76.2%+19.5pp | 73.7%+22.0pp | 79.9%+15.7pp |
| Annual return | 16.25% | 386.41%-370.2pp | 321.24%-305.0pp | 145.39%-129.1pp |
| Employer contribution / active EE | $7,681 | $2,765+177.8% | $2,620+193.1% | $4,194+83.1% |
| Participant deferral / active EE | $6,805 | $4,374+55.6% | $4,084+66.6% | $6,396+6.4% |
| Admin fee / account holder | $16,707 | $5,262+217.5% | $5,098+227.7% | $12,562+33.0% |