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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,721 | $99,011+50.2% | $86,582+71.8% | $147,586+0.8% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 10.33% | 1312.75%-1302.4pp | 965.08%-954.8pp | 578.59%-568.3pp |
| Employer contribution / active EE | $6,795 | $3,132+116.9% | $2,839+139.3% | $4,876+39.3% |
| Participant deferral / active EE | $5,695 | $3,972+43.4% | $3,609+57.8% | $5,439+4.7% |
| Admin fee / account holder | $630 | $5,709-89.0% | $4,904-87.2% | $10,886-94.2% |