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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,071 | $100,938+122.0% | $90,461+147.7% | $158,982+40.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 9.82% | 1727.20%-1717.4pp | 1294.76%-1284.9pp | 302.99%-293.2pp |
| Employer contribution / active EE | $5,856 | $3,691+58.6% | $3,264+79.4% | $4,763+23.0% |
| Participant deferral / active EE | $6,004 | $4,350+38.0% | $3,964+51.4% | $5,983+0.3% |
| Admin fee / account holder | $5,838 | $6,510-10.3% | $5,617+3.9% | $11,252-48.1% |