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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,191 | $103,038+107.9% | $90,324+137.1% | $152,909+40.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 11.80% | 95.25%-83.5pp | 78.15%-66.4pp | 345.46%-333.7pp |
| Employer contribution / active EE | $8,362 | $3,141+166.2% | $2,856+192.8% | $4,764+75.5% |
| Participant deferral / active EE | $6,031 | $4,282+40.9% | $3,885+55.2% | $5,851+3.1% |
| Admin fee / account holder | $17,017 | $6,177+175.5% | $5,356+217.7% | $11,601+46.7% |