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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,982 | $90,486+48.1% | $78,676+70.3% | $273,972-51.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 5.46% | 75.62%-70.2pp | 62.19%-56.7pp | 41.46%-36.0pp |
| Employer contribution / active EE | $7,289 | $3,175+129.6% | $2,850+155.7% | $4,869+49.7% |
| Participant deferral / active EE | $6,071 | $3,901+55.6% | $3,517+72.6% | $5,287+14.8% |
| Admin fee / account holder | $3,511 | $5,263-33.3% | $4,510-22.2% | $10,133-65.4% |