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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,164 | $109,905+109.4% | $98,506+133.7% | $167,553+37.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 11.37% | 1960.20%-1948.8pp | 1494.92%-1483.6pp | 478.89%-467.5pp |
| Employer contribution / active EE | $6,673 | $3,226+106.9% | $2,961+125.3% | $4,840+37.9% |
| Participant deferral / active EE | $5,854 | $4,674+25.2% | $4,277+36.9% | $6,343-7.7% |
| Admin fee / account holder | $342 | $6,760-94.9% | $5,955-94.3% | $12,316-97.2% |