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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,835 | $90,607+100.7% | $79,467+128.8% | $135,380+34.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.24% | 977.74%-982.0pp | 718.30%-722.5pp | 519.81%-524.0pp |
| Employer contribution / active EE | $7,139 | $3,068+132.7% | $2,800+154.9% | $4,779+49.4% |
| Participant deferral / active EE | $5,623 | $4,050+38.8% | $3,704+51.8% | $5,609+0.3% |
| Admin fee / account holder | $1,000 | $5,895-83.0% | $5,104-80.4% | $10,828-90.8% |