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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,439 | $176,838+91.4% | $146,685+130.7% | $167,518+102.0% |
| Participation rate | 86.4% | 83.6%+2.7pp | 80.1%+6.3pp | 82.1%+4.3pp |
| Annual return | 13.08% | 24.04%-11.0pp | 22.75%-9.7pp | 478.71%-465.6pp |
| Employer contribution / active EE | $2,998 | $5,161-41.9% | $4,137-27.5% | $4,838-38.0% |
| Participant deferral / active EE | $13,261 | $6,441+105.9% | $5,507+140.8% | $6,342+109.1% |
| Admin fee / account holder | $3,401 | $13,262-74.4% | $10,281-66.9% | $12,312-72.4% |