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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,611 | $142,392+101.3% | $119,622+139.6% | $134,532+113.0% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -14.26% | -12.46%-1.8pp | -14.98%+0.7pp | 418.27%-432.5pp |
| Employer contribution / active EE | $2,464 | $5,224-52.8% | $4,232-41.8% | $4,741-48.0% |
| Participant deferral / active EE | $11,829 | $6,467+82.9% | $5,601+111.2% | $6,401+84.8% |
| Admin fee / account holder | $18,470 | $13,593+35.9% | $10,328+78.8% | $11,429+61.6% |