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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,670 | $162,785+85.3% | $133,959+125.2% | $158,950+89.8% |
| Participation rate | 87.0% | 83.2%+3.7pp | 79.8%+7.1pp | 82.0%+5.0pp |
| Annual return | 11.26% | 41.94%-30.7pp | 45.09%-33.8pp | 302.91%-291.6pp |
| Employer contribution / active EE | $2,359 | $4,975-52.6% | $3,919-39.8% | $4,762-50.5% |
| Participant deferral / active EE | $10,966 | $5,910+85.6% | $5,047+117.3% | $5,983+83.3% |
| Admin fee / account holder | $37,963 | $11,738+223.4% | $8,928+325.2% | $11,248+237.5% |