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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,674 | $154,193+110.6% | $130,045+149.7% | $139,466+132.8% |
| Participation rate | 91.3% | 82.0%+9.3pp | 78.5%+12.8pp | 80.3%+11.0pp |
| Annual return | 14.45% | 32.51%-18.1pp | -137.30%+151.8pp | 373.66%-359.2pp |
| Employer contribution / active EE | $2,911 | $5,292-45.0% | $4,321-32.6% | $4,754-38.8% |
| Participant deferral / active EE | $14,248 | $6,709+112.4% | $5,820+144.8% | $6,712+112.3% |
| Admin fee / account holder | $20,596 | $13,989+47.2% | $10,600+94.3% | $11,409+80.5% |