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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,846 | $144,124+68.5% | $117,857+106.1% | $147,585+64.5% |
| Participation rate | 95.0% | 83.4%+11.6pp | 79.7%+15.3pp | 82.8%+12.2pp |
| Annual return | 15.85% | 531.17%-515.3pp | 335.09%-319.2pp | 578.57%-562.7pp |
| Employer contribution / active EE | $3,002 | $4,897-38.7% | $3,786-20.7% | $4,876-38.4% |
| Participant deferral / active EE | $13,426 | $5,316+152.6% | $4,482+199.6% | $5,439+146.9% |
| Admin fee / account holder | $22,676 | $10,886+108.3% | $8,020+182.7% | $10,885+108.3% |