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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,739 | $152,612+91.8% | $125,192+133.8% | $152,897+91.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 22.79% | 54.85%-32.1pp | 43.79%-21.0pp | 345.43%-322.6pp |
| Employer contribution / active EE | $3,102 | $4,947-37.3% | $3,866-19.8% | $4,764-34.9% |
| Participant deferral / active EE | $13,352 | $5,868+127.5% | $4,937+170.4% | $5,851+128.2% |
| Admin fee / account holder | $2,180 | $13,437-83.8% | $9,704-77.5% | $11,599-81.2% |