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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,985 | $118,877+437.5% | $96,570+561.7% | $167,536+281.4% |
| Participation rate | 85.7% | 75.5%+10.2pp | 69.8%+15.9pp | 82.1%+3.6pp |
| Annual return | 22.68% | 50.50%-27.8pp | 37.79%-15.1pp | 478.82%-456.1pp |
| Employer contribution / active EE | $2,228 | $3,121-28.6% | $2,357-5.5% | $4,839-54.0% |
| Participant deferral / active EE | $7,513 | $4,617+62.7% | $3,849+95.2% | $6,342+18.5% |
| Admin fee / account holder | $10,598 | $8,069+31.3% | $6,182+71.4% | $12,315-13.9% |