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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,374 | $106,923+299.7% | $84,023+408.6% | $152,909+179.5% |
| Participation rate | 73.7% | 75.3%-1.6pp | 69.0%+4.7pp | 82.5%-8.8pp |
| Annual return | 32.94% | 105.02%-72.1pp | 71.32%-38.4pp | 345.46%-312.5pp |
| Employer contribution / active EE | $1,085 | $2,735-60.3% | $1,984-45.3% | $4,764-77.2% |
| Participant deferral / active EE | -$476 | $4,013-111.9% | $3,239-114.7% | $5,851-108.1% |
| Admin fee / account holder | $6,453 | $8,289-22.2% | $6,102+5.7% | $11,601-44.4% |