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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,819 | $95,895+395.1% | $79,576+496.7% | $134,509+253.0% |
| Participation rate | 73.3% | 75.0%-1.7pp | 69.5%+3.8pp | 81.2%-7.9pp |
| Annual return | -22.20% | -2.72%-19.5pp | 0.15%-22.3pp | 418.13%-440.3pp |
| Employer contribution / active EE | $2,618 | $3,128-16.3% | $2,413+8.5% | $4,741-44.8% |
| Participant deferral / active EE | $8,185 | $4,693+74.4% | $3,985+105.4% | $6,400+27.9% |
| Admin fee / account holder | $61,359 | $9,129+572.1% | $6,834+797.9% | $11,427+437.0% |