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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,862 | $111,785+467.9% | $93,669+577.8% | $145,877+335.2% |
| Participation rate | 61.1% | 74.2%-13.1pp | 68.7%-7.6pp | 80.3%-19.2pp |
| Annual return | 28.93% | 203.79%-174.9pp | 133.59%-104.7pp | 551.28%-522.4pp |
| Employer contribution / active EE | $2,283 | $3,096-26.3% | $2,424-5.8% | $4,663-51.0% |
| Participant deferral / active EE | $8,986 | $4,919+82.7% | $4,416+103.5% | $6,691+34.3% |
| Admin fee / account holder | $235,123 | $10,256+2192.6% | $8,291+2735.8% | $13,402+1654.4% |