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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $664,708 | $102,663+547.5% | $86,216+671.0% | $139,466+376.6% |
| Participation rate | 68.8% | 74.5%-5.8pp | 69.0%-0.2pp | 80.3%-11.6pp |
| Annual return | 31.25% | 1924.52%-1893.3pp | 1169.42%-1138.2pp | 373.66%-342.4pp |
| Employer contribution / active EE | $2,562 | $3,035-15.6% | $2,382+7.6% | $4,754-46.1% |
| Participant deferral / active EE | $9,297 | $4,677+98.8% | $3,986+133.2% | $6,712+38.5% |
| Admin fee / account holder | $9,591 | $8,663+10.7% | $6,853+39.9% | $11,409-15.9% |