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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,151 | $95,979+165.8% | $74,551+242.3% | $135,380+88.5% |
| Participation rate | 72.7% | 75.7%-2.9pp | 69.1%+3.6pp | 82.6%-9.9pp |
| Annual return | -9.05% | 56.97%-66.0pp | 32.53%-41.6pp | 519.81%-528.9pp |
| Employer contribution / active EE | $1,679 | $2,716-38.2% | $1,961-14.4% | $4,779-64.9% |
| Participant deferral / active EE | $4,519 | $3,844+17.6% | $3,108+45.4% | $5,609-19.4% |
| Admin fee / account holder | $6,028 | $6,522-7.6% | $5,059+19.2% | $10,828-44.3% |