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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,777 | $102,938-50.7% | $94,105-46.0% | $138,895-63.4% |
| Participation rate | 93.3% | 74.6%+18.7pp | 71.9%+21.4pp | 79.9%+13.4pp |
| Annual return | 9.95% | 250.28%-240.3pp | 204.55%-194.6pp | 145.39%-135.4pp |
| Employer contribution / active EE | $1,286 | $2,732-52.9% | $2,504-48.7% | $4,194-69.3% |
| Participant deferral / active EE | $3,986 | $4,196-5.0% | $3,881+2.7% | $6,396-37.7% |
| Admin fee / account holder | $7,428 | $6,600+12.5% | $6,199+19.8% | $12,562-40.9% |