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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,386 | $106,551-47.1% | $91,225-38.2% | $134,532-58.1% |
| Participation rate | 62.5% | 76.8%-14.3pp | 73.2%-10.7pp | 81.2%-18.7pp |
| Annual return | -11.45% | 160.78%-172.2pp | 114.12%-125.6pp | 418.27%-429.7pp |
| Employer contribution / active EE | $715 | $3,331-78.5% | $2,851-74.9% | $4,741-84.9% |
| Participant deferral / active EE | $1,903 | $4,718-59.7% | $4,233-55.1% | $6,401-70.3% |
| Admin fee / account holder | $22,481 | $6,234+260.6% | $5,422+314.6% | $11,429+96.7% |