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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,067 | $117,433-30.1% | $99,475-17.5% | $152,897-46.3% |
| Participation rate | 62.5% | 77.5%-15.0pp | 73.8%-11.3pp | 82.5%-20.0pp |
| Annual return | 14.67% | 31.87%-17.2pp | 30.72%-16.0pp | 345.43%-330.8pp |
| Employer contribution / active EE | $806 | $3,013-73.3% | $2,540-68.3% | $4,764-83.1% |
| Participant deferral / active EE | $2,491 | $4,086-39.0% | $3,619-31.2% | $5,851-57.4% |
| Admin fee / account holder | $9,290 | $7,634+21.7% | $6,252+48.6% | $11,599-19.9% |