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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,340 | $121,656-39.7% | $104,614-29.9% | $158,950-53.9% |
| Participation rate | 61.1% | 77.5%-16.4pp | 74.1%-13.0pp | 82.0%-20.9pp |
| Annual return | 10.12% | 465.51%-455.4pp | 340.56%-330.4pp | 302.91%-292.8pp |
| Employer contribution / active EE | $714 | $3,164-77.4% | $2,681-73.4% | $4,762-85.0% |
| Participant deferral / active EE | $2,227 | $4,177-46.7% | $3,739-40.4% | $5,983-62.8% |
| Admin fee / account holder | $13,799 | $7,775+77.5% | $6,464+113.5% | $11,248+22.7% |