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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,184 | $110,278-38.2% | $95,740-28.8% | $139,466-51.1% |
| Participation rate | 58.8% | 75.7%-16.9pp | 72.3%-13.4pp | 80.3%-21.5pp |
| Annual return | 12.90% | 27.19%-14.3pp | 28.41%-15.5pp | 373.66%-360.8pp |
| Employer contribution / active EE | $731 | $3,260-77.6% | $2,836-74.2% | $4,754-84.6% |
| Participant deferral / active EE | $1,931 | $4,674-58.7% | $4,244-54.5% | $6,712-71.2% |
| Admin fee / account holder | $536 | $6,613-91.9% | $5,676-90.6% | $11,409-95.3% |