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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,678 | $127,273-34.3% | $109,895-23.9% | $167,518-50.0% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.2%-11.7pp | 82.1%-19.6pp |
| Annual return | 9.61% | 22.97%-13.4pp | 29.46%-19.9pp | 478.71%-469.1pp |
| Employer contribution / active EE | $841 | $3,324-74.7% | $2,843-70.4% | $4,838-82.6% |
| Participant deferral / active EE | $2,469 | $4,515-45.3% | $4,049-39.0% | $6,342-61.1% |
| Admin fee / account holder | $10,404 | $7,117+46.2% | $6,067+71.5% | $12,312-15.5% |