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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,923 | $91,194+78.7% | $178,486-8.7% | $79,860+104.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 2.15% | 24.19%-22.0pp | 151.08%-148.9pp | 31.72%-29.6pp |
| Employer contribution / active EE | $11,527 | $3,256+254.0% | $5,011+130.0% | $2,471+366.5% |
| Participant deferral / active EE | $705 | $3,236-78.2% | $5,202-86.4% | $3,740-81.2% |
| Admin fee / account holder | $2,344 | $6,751-65.3% | $13,985-83.2% | $5,306-55.8% |