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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,071 | $73,863+138.4% | $143,797+22.4% | $68,490+157.1% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -12.62% | 0.91%-13.5pp | -0.04%-12.6pp | -7.85%-4.8pp |
| Employer contribution / active EE | $10,363 | $3,185+225.4% | $4,952+109.3% | $2,597+299.1% |
| Participant deferral / active EE | $817 | $3,385-75.9% | $5,638-85.5% | $4,028-79.7% |
| Admin fee / account holder | $2,839 | $5,756-50.7% | $14,679-80.7% | $5,403-47.5% |