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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,002 | $77,638+35.2% | $156,551-32.9% | $62,881+67.0% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | -2.53% | 50.33%-52.9pp | 32.23%-34.8pp | 20.14%-22.7pp |
| Employer contribution / active EE | $11,856 | $3,444+244.3% | $5,501+115.5% | $2,281+419.8% |
| Participant deferral / active EE | $469 | $3,046-84.6% | $4,871-90.4% | $3,203-85.4% |
| Admin fee / account holder | $6,413 | $5,561+15.3% | $13,028-50.8% | $4,296+49.3% |