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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,374 | $85,171+91.8% | $172,753-5.4% | $72,976+123.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 5.91% | 27.32%-21.4pp | 803.00%-797.1pp | 81.02%-75.1pp |
| Employer contribution / active EE | $11,738 | $3,324+253.1% | $5,144+128.2% | $2,440+381.1% |
| Participant deferral / active EE | $728 | $3,260-77.7% | $5,198-86.0% | $3,608-79.8% |
| Admin fee / account holder | $13,855 | $5,880+135.6% | $13,956-0.7% | $5,124+170.4% |