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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,345 | $77,920+126.3% | $149,723+17.8% | $75,177+134.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 7.46% | 31.72%-24.3pp | 134.50%-127.0pp | 160.75%-153.3pp |
| Employer contribution / active EE | $10,679 | $3,138+240.3% | $4,821+121.5% | $2,671+299.8% |
| Participant deferral / active EE | $784 | $3,411-77.0% | $5,682-86.2% | $4,126-81.0% |
| Admin fee / account holder | $2,197 | $5,951-63.1% | $13,215-83.4% | $5,651-61.1% |