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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,457 | $81,331+61.6% | $155,534-15.5% | $80,935+62.4% |
| Participation rate | 94.7% | 66.3%+28.5pp | 78.2%+16.5pp | 67.7%+27.1pp |
| Annual return | 8.64% | 33.37%-24.7pp | 64.92%-56.3pp | 35.66%-27.0pp |
| Employer contribution / active EE | $11,047 | $3,105+255.8% | $4,675+136.3% | $2,757+300.7% |
| Participant deferral / active EE | $1,106 | $3,454-68.0% | $5,630-80.4% | $4,299-74.3% |
| Admin fee / account holder | $79,906 | $7,999+898.9% | $15,900+402.6% | $6,924+1054.0% |