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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,669 | $97,732+92.0% | $83,831+123.9% | $135,380+38.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.74% | 1287.56%-1296.3pp | 850.99%-859.7pp | 519.81%-528.5pp |
| Employer contribution / active EE | $18,829 | $4,222+346.0% | $3,631+418.5% | $4,779+294.0% |
| Participant deferral / active EE | $11,379 | $4,683+143.0% | $4,082+178.8% | $5,609+102.9% |
| Admin fee / account holder | $5,218 | $6,675-21.8% | $5,479-4.8% | $10,828-51.8% |