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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,797 | $99,345+42.7% | $84,753+67.3% | $273,972-48.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.53% | 22.93%-14.4pp | 22.78%-14.3pp | 41.46%-32.9pp |
| Employer contribution / active EE | $10,507 | $4,214+149.3% | $3,574+194.0% | $4,869+115.8% |
| Participant deferral / active EE | $5,552 | $4,270+30.0% | $3,712+49.6% | $5,287+5.0% |
| Admin fee / account holder | $1,401 | $6,645-78.9% | $5,333-73.7% | $10,133-86.2% |