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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,845 | $134,817+183.2% | $123,973+208.0% | $155,188+146.1% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 14.58% | 515.49%-500.9pp | 388.13%-373.5pp | 148.84%-134.3pp |
| Employer contribution / active EE | $16,342 | $4,425+269.3% | $4,126+296.1% | $4,248+284.7% |
| Participant deferral / active EE | $11,129 | $5,706+95.0% | $5,247+112.1% | $6,531+70.4% |
| Admin fee / account holder | $15,150 | $13,245+14.4% | $11,799+28.4% | $14,480+4.6% |