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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,785 | $133,998+128.2% | $112,263+172.4% | $134,545+127.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.90% | 47.17%-61.1pp | 27.49%-41.4pp | 418.37%-432.3pp |
| Employer contribution / active EE | $21,139 | $4,040+423.2% | $3,636+481.4% | $4,742+345.8% |
| Participant deferral / active EE | $14,220 | $5,292+168.7% | $4,729+200.7% | $6,401+122.1% |
| Admin fee / account holder | $9,157 | $7,493+22.2% | $6,410+42.8% | $11,431-19.9% |