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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,111 | $106,008+73.7% | $92,240+99.6% | $147,586+24.7% |
| Participation rate | 90.9% | 80.4%+10.5pp | 76.5%+14.4pp | 82.8%+8.1pp |
| Annual return | 16.91% | 50.05%-33.1pp | 176.29%-159.4pp | 578.59%-561.7pp |
| Employer contribution / active EE | $13,214 | $4,333+204.9% | $3,680+259.1% | $4,876+171.0% |
| Participant deferral / active EE | $9,965 | $4,478+122.5% | $3,897+155.7% | $5,439+83.2% |
| Admin fee / account holder | $2,652 | $6,333-58.1% | $5,194-48.9% | $10,886-75.6% |