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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,015 | $107,368+129.1% | $92,915+164.8% | $152,909+60.9% |
| Participation rate | 90.0% | 79.8%+10.2pp | 76.0%+14.0pp | 82.5%+7.5pp |
| Annual return | 22.17% | 145.64%-123.5pp | 109.45%-87.3pp | 345.46%-323.3pp |
| Employer contribution / active EE | $17,585 | $4,222+316.5% | $3,653+381.3% | $4,764+269.1% |
| Participant deferral / active EE | $12,427 | $4,848+156.3% | $4,238+193.2% | $5,851+112.4% |
| Admin fee / account holder | $8,109 | $7,082+14.5% | $5,796+39.9% | $11,601-30.1% |