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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,873 | $181,896-17.1% | $156,551-3.6% | $273,972-44.9% |
| Participation rate | 59.1% | 88.4%-29.3pp | 84.0%-24.9pp | 83.0%-23.9pp |
| Annual return | 5.92% | 30.74%-24.8pp | 32.23%-26.3pp | 41.46%-35.5pp |
| Employer contribution / active EE | $4,110 | $6,248-34.2% | $5,501-25.3% | $4,869-15.6% |
| Participant deferral / active EE | $4,346 | $5,550-21.7% | $4,871-10.8% | $5,287-17.8% |
| Admin fee / account holder | $17,220 | $15,560+10.7% | $13,028+32.2% | $10,133+69.9% |