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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,020 | $183,516+102.2% | $155,534+138.5% | $145,884+154.3% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 14.47% | 61.43%-47.0pp | 64.92%-50.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $6,993 | $5,315+31.6% | $4,675+49.6% | $4,662+50.0% |
| Participant deferral / active EE | $4,101 | $6,467-36.6% | $5,630-27.2% | $6,690-38.7% |
| Admin fee / account holder | $1,742 | $19,293-91.0% | $15,900-89.0% | $13,392-87.0% |