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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,616 | $167,353+62.3% | $143,797+88.9% | $134,545+101.9% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -18.22% | 0.48%-18.7pp | -0.04%-18.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $7,126 | $5,620+26.8% | $4,952+43.9% | $4,742+50.3% |
| Participant deferral / active EE | $3,349 | $6,447-48.0% | $5,638-40.6% | $6,401-47.7% |
| Admin fee / account holder | $2,031 | $18,096-88.8% | $14,679-86.2% | $11,431-82.2% |