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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,178 | $175,259+112.4% | $149,723+148.6% | $139,487+166.8% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.84% | 166.82%-149.0pp | 134.50%-116.7pp | 373.84%-356.0pp |
| Employer contribution / active EE | $7,329 | $5,478+33.8% | $4,821+52.0% | $4,755+54.1% |
| Participant deferral / active EE | $4,027 | $6,522-38.3% | $5,682-29.1% | $6,713-40.0% |
| Admin fee / account holder | $3,819 | $16,158-76.4% | $13,215-71.1% | $11,407-66.5% |