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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,176 | $202,342+6.8% | $172,753+25.1% | $152,909+41.4% |
| Participation rate | 72.7% | 87.1%-14.3pp | 82.6%-9.9pp | 82.5%-9.7pp |
| Annual return | 23.35% | 1029.88%-1006.5pp | 803.00%-779.7pp | 345.46%-322.1pp |
| Employer contribution / active EE | $6,065 | $5,857+3.5% | $5,144+17.9% | $4,764+27.3% |
| Participant deferral / active EE | $4,096 | $5,948-31.1% | $5,198-21.2% | $5,851-30.0% |
| Admin fee / account holder | $9,252 | $17,112-45.9% | $13,956-33.7% | $11,601-20.2% |