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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,789 | $181,062+162.2% | $158,223+200.1% | $155,188+205.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 79.2%-4.2pp | 80.8%-5.8pp |
| Annual return | 13.05% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.8pp |
| Employer contribution / active EE | $5,257 | $4,565+15.2% | $4,109+27.9% | $4,248+23.8% |
| Participant deferral / active EE | $4,647 | $6,134-24.3% | $5,467-15.0% | $6,531-28.9% |
| Admin fee / account holder | $7,907 | $18,825-58.0% | $16,047-50.7% | $14,480-45.4% |