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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,019 | $76,551+96.0% | $123,894+21.1% | $62,881+138.6% |
| Participation rate | 89.7% | 73.0%+16.8pp | 81.4%+8.3pp | 69.3%+20.4pp |
| Annual return | 70.40% | 18.68%+51.7pp | 47.52%+22.9pp | 20.14%+50.3pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $6,594 | $4,840+36.2% | $5,984+10.2% | $3,203+105.9% |
| Admin fee / account holder | $6,502 | $4,826+34.7% | $8,357-22.2% | $4,296+51.4% |