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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,485 | $93,617+202.8% | $135,982+108.5% | $75,177+277.1% |
| Participation rate | 88.0% | 75.2%+12.8pp | 81.9%+6.0pp | 67.2%+20.7pp |
| Annual return | 17.67% | 30.89%-13.2pp | 68.32%-50.7pp | 160.75%-143.1pp |
| Employer contribution / active EE | $11,002 | $3,538+210.9% | $4,859+126.4% | $2,671+311.9% |
| Participant deferral / active EE | $10,238 | $6,406+59.8% | $7,760+31.9% | $4,126+148.1% |
| Admin fee / account holder | $11,396 | $6,980+63.3% | $10,767+5.8% | $5,651+101.7% |