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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,820 | $82,678+208.2% | $125,391+103.2% | $68,490+272.1% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.4%+8.5pp | 67.9%+23.0pp |
| Annual return | -16.86% | -5.97%-10.9pp | 572.41%-589.3pp | -7.85%-9.0pp |
| Employer contribution / active EE | $12,914 | $3,382+281.8% | $4,816+168.2% | $2,597+397.3% |
| Participant deferral / active EE | $11,171 | $6,111+82.8% | $7,448+50.0% | $4,028+177.4% |
| Admin fee / account holder | $10,179 | $6,277+62.2% | $10,009+1.7% | $5,403+88.4% |