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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,010 | $102,385+187.2% | $147,080+99.9% | $80,935+263.3% |
| Participation rate | 85.1% | 75.9%+9.2pp | 82.2%+2.9pp | 67.7%+17.4pp |
| Annual return | 16.72% | 135.09%-118.4pp | 420.17%-403.4pp | 35.66%-18.9pp |
| Employer contribution / active EE | $9,621 | $3,717+158.9% | $4,933+95.0% | $2,757+249.0% |
| Participant deferral / active EE | $10,149 | $6,651+52.6% | $8,066+25.8% | $4,299+136.1% |
| Admin fee / account holder | $61,475 | $7,951+673.1% | $12,989+373.3% | $6,924+787.8% |