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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,746 | $98,776+156.9% | $149,745+69.5% | $79,856+217.8% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.5%+9.2pp | 69.6%+22.0pp |
| Annual return | 17.46% | 27.38%-9.9pp | 276.72%-259.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $10,363 | $3,217+222.1% | $4,646+123.1% | $2,471+319.3% |
| Participant deferral / active EE | $10,418 | $5,681+83.4% | $6,843+52.2% | $3,741+178.5% |
| Admin fee / account holder | $3,238 | $6,053-46.5% | $9,312-65.2% | $5,306-39.0% |